Credit Builder

credit builder can help

No credit, new credit, previous bankruptcy or paid collections. Credit builder is designed to help build your credit score!

WE OFFER

  • Flexible Payments - you can take up to three years to pay with no penalty for early payoff
  • Interest rate as low as 19.99% 
  • Rate Drop to 12.99% - after one year of making every payment on time
  • Automatic Withdrawal - makes it easy and ensures on time payments

We will report your “on time” payments to Equifax Canada every month (make sure to pay on time).

We will give you up to 3 years to pay but you can pay off early without a penalty (building a credit score takes time).

You will have greater variety on your credit report ( this is an installment loan).


things you can do to get a good credit score

  • Use different types of credit (credit card, installment loan, etc.)
  • ALWAYS make your payments on-time!
  • Good credit is built over time
  • Try to limit the frequency of credit applications

things we are doing to help you achieve your credit score goals

  • “Credit Builder Plan” is an installment loan
  • If you want to ensure making your payments on time we will set up automatic withdrawal so your payments will never be late
  • Make up to 36 monthly payments on time and build your credit score
  • Apply only once and get a pre-approved amount you can use over and over again*

*Complete terms and conditions are located on the credit application

 IT’S FAST AND EASY, APPLY TODAY AND START BUILDING YOUR FINANCIAL HEALTH !