No credit, new credit, previous bankruptcy or paid collections. Credit builder is designed to help build your credit score!
- Flexible Payments - you can take up to three years to pay with no penalty for early payoff
- Interest rate as low as 19.99%
- Rate Drop to 12.99% - after one year of making every payment on time
- Automatic Withdrawal - makes it easy and ensures on time payments
We will report your “on time” payments to Equifax Canada every month (make sure to pay on time).
We will give you up to 3 years to pay but you can pay off early without a penalty (building a credit score takes time).
You will have greater variety on your credit report ( this is an installment loan).