PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Tepperman’s checkout, you can split your purchase into 4 biweekly, interest-free payments. To use PayBright as your preferred payment choice at checkout:

1. Add items to your shopping cart as usual.
2. Choose PayBright at checkout and enter a few details.
3. Your purchase will then be split into 4 equal interest-free payments

If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.

Yes. You’ll need:

• To be the age of majority in your province
• To be a resident of Canada
• A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use PayBright as a payment option at checkout

At checkout, you will set up 4 convenient, automatic pre-authorized payments that will be debited/charged to your Canadian Visa/Mastercard debit/credit card.

PayBright currently accepts Visa and Mastercard debit or credit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

You can use PayBright on teppermans.com or in-store.

For more information on related fees, please see these helpful FAQ articles on the PayBright help site.

Using Pay in 4 will not affect your credit score.

For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.

If your retailer offers PayBright, but you don't see it as a payment option, please see this helpful FAQ article on the PayBright help site.

Please use an alternate payment method to complete your purchase.

Please refer to the payment plan agreement for all of your payment schedule information.

If your order total changes for any reason, your payment plan will be adjusted accordingly.

No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

Purchases made using PayBright are subject to Tepperman’s standard return policy. Any returns will be processed by Tepperman’s, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the Tepperman’s has provided a refund to you via a gift card, you must continue repaying your installment plan in full. For information on returns, review Tepperman’s return policy here.

PayBright plans are available for orders from Tepperman’s under $800. For Financing of orders above $800 please refer to our in house financing options here.

You can find them here.

For further information, please refer to PayBright’s FAQ page.