DREAM BIG. PAY LATER. Flexible payment options to make your dreams a reality.
0% Interest** options to suit your lifestyle.
You can be pre-approved for $15,000 in seconds.
We are not a bank, you deal directly with us to find the right payment plan.
The simple and quick application process only takes minutes.
Instant credit decision.
Greater purchasing power.
Doesn't tie up other credit lines.
CHOOSE A PAYMENT OPTION THAT WORKS FOR YOU:
**On approved credit (O.A.C.). Total purchase includes delivery charges where applicable and an administration fee of $199.95. Subject to taxes. Electronics are subject to an environmental fee. The first minimum monthly payment is due 30 days from date of delivery. A monthly payment will be charged to you each month through the 50-month promotional interest-free period (49 equal monthly payments plus one final monthly payment totaling the purchase price, delivery and environmental fees, if applicable, and $199.95 administration fee). Payment in full of each monthly payment must be made on or before each monthly due date. Custom orders require a 20% non-refundable deposit, payable at the time of purchase. If the balance is not paid in full by the end of the promotional period, then the remaining balance plus interest at an annual rate of 29.90% on the remaining balance will be due at the end of the contract term.
**On approved credit (O.A.C.). Total purchase includes taxes, delivery charges, where applicable, and $199.95 administration fee. Electronics are subject to an environmental fee. No payments are required to be made toward the purchase during the 26-month promotional period. Interest will be charged after the interest free period at an interest rate of 29.99% during the contract term. At the end of the 26-month promotional period, if the outstanding balance is not paid in full, the outstanding balance and interest charged for the remainder of the contract term will be charged at an interest rate 29.99% and will be evenly divided into monthly payments for the remainder of the contract term.
Flexible Payments - you can take up to four years to pay with no penalty for early payoff. Interest rate as low as 19.99%. Automatic Withdrawal - makes it easy to ensure on time payments. We will report your "on time" payments to Equifax Canada every month which will build and improve your credit scores. You will have greater variety on your credit report (this is an installment loan.) You get the furniture, mattresses, appliances or electronics you need NOW while still building your credit.
"Thank you for helping me to build my credit."
- Ahmed, London
"Tepperman’s is a great family-owned business with great payment arrangements for those who don't have the luxury of being able to drop large amounts of money."
- Michael, Windsor
"I was shopping for a specific model/width of fridge. They didn't have one in their showroom. A sales associate looked it up online and placed an order. They explained all the payment options available. They described the delivery process in detail as well. I applied for a Tepperman's card while in the store. This involved filling out some basic information on a tablet and then speaking with a credit associate via phone. It was a pleasant and easy process."
- Naomi, Ancaster
"Every piece of furniture or appliance, in my house, that has come from a furniture store, came from Tepperman's. I will recommend Tepperman's over and over again. They are a local, family-owned business and you can definitely tell. They treat people with kindness and want the customer to be happy. The financing is easy and I've never ever paid interest on financing, because they make it simple for you. They also actually give back, so much, to our local community and don't just pretend to, like other companies. I wouldn't shop at another furniture/appliance store."
- Donna, Windsor
"I had the best experience at Tepperman's. I have no credit and wanted to finance furniture and was helped very thoroughly and informatively by receptionist Dipti! She was very kind, patient, and made my experience nothing but amazing—she made me twice as excited to get my furniture. I also had the pleasure of having Courtney as my salesperson. She made sure all my questions were answered and went out of her way to accommodate me and my partner."
Our grandfather founded this business in 1925 with his door-to-door peddling career. As an entrepreneur, he was determined to help the people in his community—which is why flexible financing has always been a part of our story.
Nearly 100 years have passed, but our commitment to empowering our customers to achieve their home goals remains unchanging. Our amazing team is here to help you make your dreams a reality.